Archive for the ‘Credit Restoration Education’ Category

In todays video we are going to be revealing the second most important question you should be asking a credit repair company and the type of answer you should expect to receive.

Please click play below to watch the video.

Keep your eyes glued to your email inbox because tomorrow I am going to be sending you the third question you should be asking a credit repair company.

Remember leaving your comments is very important to us, this is how we know if you find value in what we are doing. Don’t forget to share the video with your freinds and family.

I am sure by now you know that you can repair your credit yourself. However I realize that you might not want to go through the hassle of repairing your credit yourself and prefer to seek the services of a credit repair company.

Personally I am not a big fan of the credit repair companies because a lot of them are scams. In the next ten (10) days starting today I am going to be going over the ten (10) most important questions you should be asking a credit repair company which will help you to determine if they are legitimate and if the credit repair company will be able to provide you with quality service and resolve any issues you are having with your credit.

Please press play below to watch the video. In this video I discuss the first question you should be asking a credit repair company.

Keep your eyes glued to your email inbox because tomorrow I am going to be sending you the second question you should be asking a credit repair company.

Remember leaving your comments is very important to us, this is how we know if you find value in what we are doing. Don’t forget to share the video with your freinds and family.

Thank you

If more people were to ask different companies about re-aging, a lot of the low credit ratings that is present today could have possible been avoided. Please click play below to learn more about re-aging.

I know you want to beat yourself right? Had you known this before, a lot of those late payments could have been elimnated.

Please leave your comments and this is your chance to let as many people as possible know about re-aging by sharing this video.

Increasing credit ratings or score has been the biggest concern of over 83% of the population. A lot of the concerns which I am quite sure is some of your concerns is answered in the video below.

If your credit is really bad and you plan on using a credit repair company to help you repair your credit then you need to visit this website first before you choose any credit repair company www.blackpeoplecredit.com or www.hishercredit.com

Thanks for watching and please leave your comments

This video is for those people that have good credit and also for those people with bad credit that want to have good credit.

Having good credit is one the greatest feelings, so if you like having that good feeling because of your credit ratings, this video is a must watch for you. If you do not have a good credit rating right now, you still need to watch this video because when you get that good credit rating you’re going to want to apply the information that is mentioned in this video

(1) Pay your bills ontime

(2) Credit card or loan balances should not be more than 30%

(3) Cut down on your credit inquiries

(4) Do not be too quick to close out old accounts

(5) Watch the type of credit you apply for

Please leave your comments.

A lot of people are confused about what is good credit and what is bad credit. Are you one of those people? Whether your credit is good or bad you still need to watch this video. The information is priceless.

The best way to know if you have good credit or bad credit is by getting a copy of your credit report and having a certified credit counsler review it with you.

That is a very good question, please click play below to get your answer.

(1)Banks can look at your credit

(2)Employers can look at your credit

(3)Insurance Companies can look at your credit

(4)Utility Companies can look at your credit

(5)Cell Phone Companies can look at your credit

Any body that you are going to do business with and they feel you might be a potential risk can run your credit.

Please leave your comments and feel free to share this video with your friends and family.

There is a lot of misinformation about the credit bureaus.
The credit bureaus and the banks are not going to be please with this video, but so let it be, I have to reveal the truth.

Please click play to watch the video below.

(1) The credit bureaus collects and maintain information about your credit history.

(2) They’re three major credit reporting agency Equifax, Transunion and Experian.

(3) The credit bureaus are in business to make money, so this means they are for profit agencies.

(4) The credit bureaus are in the data business, they sell your personal information to banks and other lenders.

(5) The credit bureaus biggest customers are the banks.

To learn more about the credit bureaus and banks secret relationship please read the ebook I wrote entitled “7 things you must know before your start the credit repair/restoration process”.

If you want to gain access to this book check the first email that was sent to you, if you deleted the email accidentally then no worries, a link to the book is in the ps section of the email that was sent to you with this video link.

If you are not on our list then visit www.blackpeoplecredit.com or www.hishercredit.com so you can gain access.

Thank you for watching.

Please leave your comments and you can always share this video with your freinds and family.

If you plan to or have already purchase a home, a car or any big ticket items like home furnishing,then you need to pay close attention to the video below.

This video is about a number that can determine your financial lifestyle and that number is called your credit score.

Please watch video to learn more.

(1) A credit score is a mathematical formula, that creates a 3 digit number based on the information from your credit report.

(2) A credit score ranges from 350 to 850(this is the fico scoring module which is use by more than 90% of the institution that issue out credit).

(3) A credit score is base on your payment history, amounts owed, length of credit history, new credit and types of credit.

(4) All lenders look at your score to determine if you qualify for a loan or not and also to determine the amount of interest rate they are going to charge you.

To learn more about credit score you can read the ebook I wrote entitled ‘5 Insider Secrets For Increasing Your Credit Ratings Super Fast For Free’ Just check the first email you received.

If you are not on our email list, then visit www.blackpeoplecredit.info or www.hishercredit.info right now so you can get a free copy.

If you are on our list and you accidentally deleted the first email no worries, a link is provided at the bottom of the email this video was sent in, it’s in the ps section.

Remember to leave your comments and feel free to share this video with friends and family.

More than half of the population have no idea what a credit report is. This is sad because it affects every aspect of our life. This is what prompted me to create the 5 minutes video below. In the video you are about to watch I explain exactly what a credit report is. I explain it so that a 2 year old can understand.

If you feel I am isulting your intelligence, by explaining the information in the video so that a 2 year old can understand, that is definitely not my intention, while it is easy for you to comprehend the information quickly, not everybody have the same learning pattern. This is the reason why I explain the information the way I do.

Please click play now to watch the video.
When you’re finish watching the video please leave a comment

Your credit report is broken down into four sections:

(1) Personal information

This section contain your name, address, social security number, date of birth and employment history.

(2) Credit history

This section contains account details such as open date, credit limit, loan amount, balance, payment terms and history.

(3) Inquiries

This section contains record of who has requested a copy of your credit report.

(4) Public Records and Collections

This section contains liens, bankruptcies, delinquent child support, judgments, items handled by collection agency.

We welcome your comments

Thanks for watching